Download Historic Profit Rates List For All Savings Schemes upto 14-05-2024
Serwa Islamic Saving Account Historic Profit Upto 14-05-2024 (pdf)
Savings Account -Historical-Rates upto 14-05-2024 (pdf)
BSC-Profit-Rates-Updated-14May 2024 (pdf)
SITA-14 May-24 (pdf)
RIC-Profit-Rates-14May 2024 (pdf)
National Savings Latest Profit rates 14-05-2024قومی بچت منافع ریٹس 14مئی 2024 کو تبدیل کر دیئے گئے ہیں آپ یہاں پر نئے منافع ریٹس کی تفصیل دیکھ سکتے ہیں
قومی بچت نئے منافع ریٹس 14 مئی 2024
National Savings New Profit rates from 14-05-2024 National Savings New Profit rates 14-05-2024 Notifications National Savings Latest Profit rates 19-03-2024قومی بچت منافع ریٹس 19مارچ 2024 کو تبدیل کر دیئے گئے ہیں آپ یہاں پر نئے منافع ریٹس کی تفصیل دیکھ سکتے ہیں
قومی بچت نئے منافع ریٹس 19 مارچ 2024
qaumi bachat latest PROFIT RATES FROM 26-01-2024نیشنل سیونگز نئے منافع ریٹس 26 جنوری 2024
qaumi bachat New Profit Rates from 19-12-2023National Savings New Profit Rates from 19-12-2023
National Savings New Profit Rates From 19-12-2023National Savings Pakistan's New Profit Rates Effective from 19-08-2024
1. Introduction to National Savings New Profit Rates**
- Overview of the new profit rates and their effective date: 19th August 2024. A brief introduction to the changes in various savings schemes.
2. Special Savings Certificate/Account**
- 6-Month Profit Rates:
- Rs.7,750/- per 100,000 (15.5% per annum)
- Rs.8,250/- per 100,000 (16.5% per annum)
- Profit Payment Frequency:
- Paid after every six months
- Tax and Zakat:
- Subject to withholding tax (Filer 15% / Non-Filer 35%) & Zakat 2.5%
3. Defence Savings Certificate Rates (No Change)
- Profit Percentage by Year:
- Year 01: 12%
- Year 02: 25%
- Year 03: 39%
- Year 04: 55%
- Year 05: 75%
- Year 06: 100%
- Year 07: 130%
- Year 08: 165%
- Year 09: 206%
- Year 10: 257%
- Tax and Zakat:
- Subject to withholding tax (Filer 15% / Non-Filer 35%) & Zakat 2.5%
4. Regular Income Certificate (No Change)
- Monthly Profit:
- Rs.1,220/- per month on Rs.100,000 (14.64% per annum)
- Tax Deduction:
- Subject to withholding tax (Filer 15% / Non-Filer 35%)
5. Behbood Savings Certificate (No Change)
- Eligibility:
- For widows, senior citizens, and physically challenged persons
- Monthly Profit:
- Rs.1,280/- per month on Rs.100,000 (15.36% per annum)
- **Limits:**
- Minimum: Rs.5,000
- Maximum: Rs.7,500,000
6. *Pensioner's Benefit Account (No Change)**
- **Eligibility:**
- For retired government employees
- **Monthly Profit:**
- Rs.1,280/- per month on Rs.100,000 (15.36% per annum)
- **Limits:**
- Minimum: Rs.10,000
- Maximum: Rs.7,500,000
7. **Shuhadas Family Welfare Account (SFWA) (No Change)**
- **Eligibility:**
- For the families of Shuhadas
- **Monthly Profit:**
- Rs.1,280/- per month on Rs.100,000 (15.36% per annum)
- **Limits:**
- Minimum: Rs.10,000
- Maximum: Rs.7,500,000
8. **Short-Term Savings Certificates (STSC)**
- **3-Months STSC:**
- Rs.4,750/- per 100,000
- **6-Months STSC:**
- Rs.9,460/- per 100,000
- **1-Year STSC:**
- Rs.17,560/- per 100,000
- **Tax Deduction:**
- Subject to withholding tax (Filer 15% / Non-Filer 35%)
9. **Saving Account Profit Rate (No Change)**
- **Annual Profit Rate:**
- 19% per annum
- **Tax and Zakat:**
- Subject to withholding tax (Filer 15% / Non-Filer 35%) & Zakat 2.5%
10. **Sarwa Islamic Term Account (SITA)**
- **1 Year (Profit at Maturity):**
- Annual Expected Profit: Rs.17,580/- per 100,000 (17.58% per annum)
- **3 Years (Bi-Annual Profit Payment):**
- Annual Expected Profit: Rs.7,500/- per 100,000 (15.0% per annum)
- **5 Years (Monthly Profit Payment):**
- Annual Expected Profit: Rs.1,200/- per 100,000 (14.40% per annum)
- **Tax and Zakat:**
- Subject to withholding tax (Filer 15% / Non-Filer 35%), Zakat & Service Charges
11. **Sarwa Islamic Saving Account (SISA) (No Change)**
- **Annual Profit Rate:**
- 19% per annum
- **Profit Payment:**
- Monthly
- **Tax and Zakat:**
- Subject to withholding tax (Filer 15% / Non-Filer 35%) & Zakat 2.5%
12. **Conclusion and Important Notes**
- **Summary of Key Changes:**
- Recap of the updated rates and changes in different savings schemes.
- **Tax and Zakat Information:**
- Importance of understanding tax and Zakat deductions on profits.
- **Contact Information:**
- Where to get more information and assistance regarding National Savings schemes.